Snap the bill
AI reads every line.
Photograph the receipt. chia pulls out the shop, date, total and each item, even in Vietnamese. Tap who had the pho and who had the beer. Tax and service get shared fairly.
No ads. No daily limits.
Shared plans.
Shared bills.
Zero drama.
Snap the receipt, tap who had what, and chia tells everyone who pays whom. In the fewest transfers possible.
Bill scanned
₫302,400
5 items, split 4 ways
Minh pays Lan
₫150,000
Everything a group argues about. Sorted.
Split your way
Five ways to be fair.
EquallyBy itemAmounts%Shares
Couples in the group? Give them 2 shares. Someone paid half? Add a second payer.
Fewest transfers
Debts cancel out.
- Minh → You 100k
- You → Lan 100k
- Lan → Sarah 50k
- Minh → Lan 50k
- Minh → Sarah 50k
Three payments become two. In a big group, twenty become five.
Pay in one tap
Their QR, right there.
Everyone adds their bank QR, MoMo, Revolut or PayPal once. When you settle up, it's on screen, ready to scan or copy.
Bank QR MoMo ZaloPay Revolut PayPal Wise
01
Start a group
Name it, add friends by name. They don't need the app yet.
02
Log as you go
Dinners, rent, that late-night Grab. Thirty seconds each, or snap the bill.
03
Settle and high five
chia shows who pays whom. Mark it paid. Everyone's square.
Less maths. More rooftop.
- Unlimited expenses, forever
- Works on any phone, no app store
- Friends join with one link